<?xml version="1.0" encoding="UTF-8"?>
<ArticleSet>
  <Article>
    <Journal>
      <PublisherName></PublisherName>
      <JournalTitle>Journal of Management and Business Solutions</JournalTitle>
      <Issn>3092-7226</Issn>
      <Volume></Volume>
      <Issue>In Press</Issue>
      <PubDate PubStatus="epublish">
        <Year>2026</Year>
        <Month>11</Month>
        <Day>01</Day>
      </PubDate>
    </Journal>
    <ArticleTitle>Identification and Validation of Components Affecting the Sustainability of the National Banking Network</ArticleTitle>
    <VernacularTitle>Identification and Validation of Components Affecting the Sustainability of the National Banking Network</VernacularTitle>
    <FirstPage>1</FirstPage>
    <LastPage>22</LastPage>
    <Language>EN</Language>
    <AuthorList>
      <Author>
        <FirstName></FirstName>
        <LastName></LastName>
        <Affiliation></Affiliation>
      </Author>
      <Author>
        <FirstName></FirstName>
        <LastName></LastName>
        <Affiliation></Affiliation>
      </Author>
      <Author>
        <FirstName></FirstName>
        <LastName></LastName>
        <Affiliation></Affiliation>
      </Author>
      <Author>
        <FirstName></FirstName>
        <LastName></LastName>
        <Affiliation></Affiliation>
      </Author>
    </AuthorList>
    <PublicationType>Journal Article</PublicationType>
    <History>
      <PubDate PubStatus="received">
        <Year>2025</Year>
        <Month>11</Month>
        <Day>11</Day>
      </PubDate>
    </History>
    <Abstract>&lt;p&gt;The present study was conducted with the aim of identifying and validating the components affecting the sustainability of the banking network, using both qualitative and quantitative phases. In the qualitative phase, a meta-synthesis approach was employed, and based on a systematic search of reputable scientific databases, 79 articles were identified. After applying the inclusion and exclusion criteria, 16 selected studies were analyzed. The findings of this phase indicated that in the economic and financial dimension, components such as operational efficiency and sustainable profitability, credit and liquidity risk management, capital adequacy and balance sheet structure, exposure to foreign exchange risk, and asset quality play a significant role in banking stability. In the institutional and corporate governance dimension, ownership structure, effective supervisory systems, and macroeconomic conditions were identified as key factors. In the technological dimension, components such as digital transformation, development of modern banking infrastructure, cybersecurity, and the use of artificial intelligence for risk management were found to be of particular importance. In the social dimension, banks’ social responsibility, transparency in communications, and enhancement of customer experience were identified as influential factors affecting public trust and social capital. In the quantitative phase, confirmatory factor analysis (CFA) was employed to validate the components extracted from the qualitative analysis. The results indicate that the sustainability of the banking network requires an integrated approach that simultaneously strengthens the economic, institutional, technological, and social dimensions.&lt;/p&gt;</Abstract>
    <ObjectList>
      <Object Type="keyword">
        <Param Name="value">Banking network sustainability</Param>
      </Object>
      <Object Type="keyword">
        <Param Name="value">meta-synthesis</Param>
      </Object>
      <Object Type="keyword">
        <Param Name="value">risk management</Param>
      </Object>
      <Object Type="keyword">
        <Param Name="value">digital innovation</Param>
      </Object>
      <Object Type="keyword">
        <Param Name="value">public trust</Param>
      </Object>
    </ObjectList>
    <ArchiveCopySource DocType="pdf">https://www.journalmbs.com/index.php/jmbs/article/download/215/168</ArchiveCopySource>
  </Article>
</ArticleSet>
